Should I Pay Off my Credit Card or Save Up?
Credit card debt has a habit of creeping up on us when we least expect it. Of course, paying by card is simple and convenient – but it also makes it harder to keep...
Category: Credit & Debt
Credit & Debt
In the world we live in today, many financial concepts may be rather difficult to understand. How does Debt work? Why do we need to understand Credit and how can it affect me? These are concepts that aren’t taught in school. It can be a mountain of information if you want to try to tackle this subject as a whole. Finance 101 has gone into detail, breaking up difficult subjects into smaller articles that can assist you in getting a better understanding of the finance world.
This category goes into detail explaining the subjects of Credit & Debt. It has many Topic related articles in the finance sector.
Should you be interested in learning more about these topics, have a look at a few of our articles below. You can never know too much when it comes to money and investments. Finance 101 aims to assist its users to get a better understanding of money and how to use it to prepare for the future.
What is the Best Computer for Accounting?
When people go out to buy a computer for their work or studies, they usually have a list of prerequisites in mind. Depending on the software you’ll need to run and the types of...
What is a Good Saturday Business?
Normally, when we talk about ‘work days’, we’re referring to Monday through to Friday. Most of us keep this part of our lives separate from the weekends, which we reserve for rest and relaxation....
How To Start a Business?
There’s a certain allure to the idea of being your own boss. Every day, people all over the world dream of giving up their day job and starting their own business, where they can...
What is a Car Loan?
A lot of people try to avoid debt like the plague (which isn’t a particularly bad idea). They try their hardest to pay for everything themselves and ensure that they don’t get stuck worrying...
How do Student Loans Work in South Africa?
In previous articles, we’ve broadly discussed the nature of loans and how you can go about applying for one. For the most part, the examples that we look at involve major physical purchases such...
Is Getting a Credit Card Worth It?
Credit cards are one of those things in life that we often take for granted. As kids, we see so many people using them that eventually, they just seem like another part of growing...
Can the Bank Repossess my House?
It sounds like something out of a particularly depressing novel. Your life’s been a bit tough recently, you’re struggling with your finances, and then, just as you’re getting back on your feet, you get...
What are Non-Performing Assets (NPAs)?
In previous articles, we’ve talked a lot about the various types of loans and debts one might encounter in their day-to-day life. There are a million different ways in which these things may come...
What is A CVV Number?
Any person who owns a credit card can tell you that it comes with a lot of freedom and a lot of responsibility. It can help you make quick and easy purchases but it...
What is Good Debt?
Owing people money isn’t something with very many positive connotations. Most readers will be hard-pressed to think of a time when they were happy about being in debt or excited about paying it off....
How do I Build Up My Credit Score?
A credit score is one of those things in life that can really creep up on you if you’re not paying attention. A tiny portion of the population actually bother to check their credit...
How does VAT Work in South Africa?
As fun as it is paying taxes, it’s not always the easiest thing to do. Instead of just having to calculate a certain amount once-off, we’re often hit with various kinds of added costs...
What is Credit and How Does it Work?
One of the more common terms that you’ll run into when dealing with your day-to-day finances is ‘credit’. We constantly hear about people with ‘good credit’ or ‘bad credit’, we get asked about our...
How Can I Apply for a Loan?
From month to month, our personal finances seem to follow a pretty standard formula. We go to work, we earn money and we spend that money on the things that we want. Sadly though,...
What is Revolving vs Non-Revolving Debt?
Debt is a tricky thing to deal with. It’s not something that we enjoy but, at the same time, it’s often necessary to make the payments that we simply can’t avoid any longer. What...
What is Debt?
As children, we’re taught about finance in very simple terms. You work hard, you make money, and you use that money to pay for the things you want. But when you grow up you...
